Alhamdulillah...kita merancang...tuhan bagi rezeki..
akhirnya ai dah dapat release letter dari Bank Islam.Semoga hidup saya tidak akan dihantui hutang kredit kad lagi amin!!!!!!
1 down, 1 more to go!
Cantikkan kredit rekod!!
Eiiii tak malunya ai cakap pasal ai ada blacklist..nak canang 1 Dunia ke ayeen?
i have made the mistake.loong time ago. and i am rising up to face my mistake and to make it right.
YES i have 5k debt.but you know what?duit boleh dicari jika anda berusaha.
i spend RM K' throughout my 5 recent years in my life .i bought stuffs..i spent on foods..i spent on holiday and shopping.but i never feel so free and satisfied and grateful like this last K's that i used up to pay my credit card debt.
what is to shame about when u face and accept your mistake and fight it front?
true indeed.. kad kredit ni memang berhantu sungguh.. kami pun tengah cuba nak melangsaikan hutang. doakan kami berjaya macam ayeen
ReplyDeleteKalau belom kena blok shizan call bank tanya pasal flexi payment ok.flexi payment ni mcm easy payment plan y bank offer.kita bayar minimum bulan2 pd interest y lebih rendah
DeleteAyeen, Sya wat mistake even worse. Sya spent gune credit card (boleh accept lagi), yg xleh accept sya abeskan all 15k hantaran yang aiman bg.
ReplyDeleteabes nk kawen cmne??
Sya apply personal loan (kisah last week. hehe). Org kate personal loan susah nk approve. Sya apply 30k. 3ari org bank kate da lulus. sign agrement and the next day duet da masok. giLo!
kdg2 pk, org yg gaji 2000 pon boleh idop bebas utang. asal kite yg ad rezki lbh sket tp berhutang sane sini, (muhasabah diri jp. uhukk)
BTW, Sya wat personal loan. Interest 4.88%. Paling rendah sya rase utk org yg keje private cm Sya ni. OK La kan. dapat bonus nnti kite settle kan blk. hoho
Good Luck dear.. we are on the same boat. Let's learn from mistakes~
Wah Sya..nak nanges dengar amount y Sya habiskan.uhuk uhuk.nak tersedak ha.huhu
ReplyDeleteBetul.tuhan bagi rezeki lebih kat kita sebagai ujian..tapi kita ni sambil lewa take thinga for granted.uhuhu
Sya jangan culas bayar personalloan tao.nanti kalau payment tak cantik ssh nk buat loan rumah pulak depan depan nanti.
Tq Sya for sharing.i really appreciate tat u understand how i feel ;)